Why 3/5: Directly impacts out-of-pocket healthcare costs for insured Virginians.
This bill clarifies that state laws prohibiting health insurance cost-sharing only apply to in-network providers, potentially increasing out-of-pocket costs for out-of-network services. It also ensures high-deductible health plans can maintain eligibility for health savings accounts by allowing them to apply cost-sharing where needed.
Cleared committee
Reported from Commerce and Labor (15-Y 0-N)
Update
Rules suspended
Update
Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A)
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Passed by for the day Block Vote (Voice Vote)
Third reading
Read third time
Passed a chamber
Passed Senate (40-Y 0-N 0-A)
Enrolled
Enrolled
Passed a chamber
Bill text as passed House and Senate (HB813ER)
Passed a chamber
Signed by Speaker
This bill has passed its votes and is headed to the Governor's desk. You still have a say — the Governor's office reads messages before deciding whether to sign.
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Summarized from the official bill text (“Health insurance; application of cost-sharing prohibitions.”) · Read the actual bill →
Passed a chamber
Signed by President
Enrolled
Enrolled Bill communicated to Governor on March 10, 2026
Sent to the Governor
Governor's Action Deadline 11:59 p.m., April 13, 2026
Update
Fiscal Impact Statement from State Corporation Commission (HB813)
Signed into law
Approved by Governor-Chapter 224 (effective 7/1/2026)
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Acts of Assembly Chapter text (CHAP0224)